FreeSplitz vs Splitwise

An honest comparison to help you choose the right expense splitting app

TL;DR – Quick Summary

FreeSplitz is 100% free forever with no ads, no premium tiers, and strong privacy protections. It offers equal, custom, and itemized splits with modern features like settle-all and expense analytics.

Splitwise is a mature freemium app with extensive features, mobile apps, and integrations. Some features require a paid Pro subscription ($2.99-$5.99/month).

Choose FreeSplitz if: You want a completely free solution with no ads and strong privacy.
Choose Splitwise if: You need native mobile apps and don't mind paying for premium features.

Feature-by-Feature Comparison

Feature	FreeSplitz	Splitwise
Pricing	Free Forever	Free with Pro ($2.99-5.99/mo)
Advertisements	No Ads	Yes (Free tier)
Equal Split	✓	✓
Custom Split	✓	✓
Itemized Split	✓	✓
Group Expenses	✓	✓
Public Group Sharing	✓ (Anonymous View)	✓
Settle-All Feature	✓ (One-click)	✓
Expense Analytics	✓	✓ (Pro only)
Expense History	✓ Unlimited	✓ Unlimited
Edit History Tracking	✓	✓
Web App	✓ (PWA)	✓
Native Mobile Apps	PWA (installable)	✓ iOS & Android
Offline Support	Limited (PWA)	✓
Receipt Scanning	✗	✓ (Pro only)
Currency Conversion	✗	✓
Notifications	✓ Email & In-app	✓ Push & Email
Data Export	✓	✓
Privacy & Data	No data selling, minimal tracking	See privacy policy
Third-Party Integrations	✗	✓ (Venmo, PayPal, etc.)
Technology Stack	React, Node.js, PostgreSQL	Proprietary

Detailed Comparison

FreeSplitz Advantages

Completely free forever – no hidden costs
No advertisements ever
Analytics included for free
Modern, clean user interface
Strong privacy commitment
Open about technology stack
One-click settle-all with preview
Lightweight and fast

FreeSplitz Limitations

No native mobile apps (PWA only)
No receipt scanning
No currency conversion
No third-party payment integrations
Smaller user base (newer app)
Limited offline functionality

Splitwise Advantages

Mature product with large user base
Native iOS and Android apps
Currency conversion built-in
Receipt scanning (Pro)
Payment integrations (Venmo, PayPal)
Extensive features and settings
Better offline support

Splitwise Limitations

Ads on free tier
Key features locked behind Pro paywall
Monthly subscription cost ($2.99-5.99)
More complex interface
Data sharing practices less transparent

Who Should Choose Which?

Choose FreeSplitz if you:

Want a completely free solution with no ads
Value privacy and minimal data collection
Primarily use web browsers or PWAs
Don't need currency conversion or receipt scanning
Prefer a simple, focused feature set
Want analytics without paying for Pro
Are budget-conscious and refuse to pay subscriptions

Choose Splitwise if you:

Need native mobile apps for iOS/Android
Travel internationally and need currency conversion
Want receipt scanning (and can pay for Pro)
Need payment integrations with Venmo, PayPal, etc.
Don't mind ads or are willing to pay for Pro
Prefer a well-established app with a large community

Our Honest Recommendation

For most casual users splitting expenses with friends and roommates, FreeSplitz offers everything you need for free. The core functionality (equal/custom/itemized splits, balance tracking, settlements) is identical, but FreeSplitz gives you analytics and an ad-free experience at no cost.

If you're a frequent international traveler or heavily rely on mobile apps, Splitwise's native apps and currency features may justify the subscription cost. However, for domestic use and web-first users, FreeSplitz is the smarter choice.

Try FreeSplitz Free

Frequently Asked Questions

Can I switch from Splitwise to FreeSplitz?

Yes! While we don't have an automated import tool yet, you can manually recreate your groups and add past expenses. Both apps allow data export, so you can reference your Splitwise history while setting up FreeSplitz.

Is FreeSplitz really free forever?

Yes. FreeSplitz is committed to being free forever with no ads, no premium tiers, and no hidden costs. We believe expense splitting should be accessible to everyone without financial barriers.

Why doesn't FreeSplitz have mobile apps?

FreeSplitz uses Progressive Web App (PWA) technology, which means you can install it on your phone like a native app directly from your browser. This allows us to maintain a single codebase and keep the service free. Native apps may come in the future.

How does FreeSplitz make money if it's free?

Currently, FreeSplitz operates as a passion project with minimal infrastructure costs. We may explore ethical monetization in the future (like optional donations), but we'll never introduce ads or lock core features behind paywalls.